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CAKE | Restaurant Management System & POS

CAKE Payments Accelerated Funding

What is Accelerated Funding (AF)?

Accelerated Funding is an optional funding program merchants can opt-in for that allows merchants to receive funds as soon as next business day.

Who is this for?

Any Cake Payments merchant is eligible for Accelerated Funding.

How do I enroll?

Existing Merchants: Go to the Merchant Portal (Restaurant Admin). Click on Payments Onboarding. Go through the Agree check boxes and when you get to Cake Payments Settings, make sure to select the check box for Accelerated Funding and then Apply. (see below)

Make sure to check the box for Enable Accelerated Funding after entering in your bank info and then click Submit when finished. You will be enrolled in Accelerated Funding. Click Yes on the pop-up. 


New Merchants: Click Here

What is the cost?

Accelerated Funding will be $25 per month. There is no fee per batch (updated 11/22/16).

Do WorldPay merchants get this included?

WorldPay merchants that migrate to Cake Payments will get this feature for free without having to pay the monthly fee. Talk to our customer support team now to get the feature for free.

What is the batch cutoff time to qualify for Accelerated Funding?

You must close cash before the Accelerated Funding Cut-off which is  6:30 PM Eastern Time (updated Nov 2016)

I forgot to close-cash before the AF Cut-off. Can I still get my funds the next day?

No. If the cut-off is missed, you will not be eligible for Accelerated Funding for that day. You will get the funds according to the "normal" funding schedule.

I was only able to close-cash before AF cut-off 10 days for this month. Will I get charged for the whole month?


I am using Cake Payments for both POS and E-Commerce transactions. Do I get Accelerated Funding for both?

No. Accelerated Funding is for POS transactions only. 

I am using Cake Payments for E-Commerce only. But I have activated AF during Onboarding. Will I get charged for Accelerated Funding?

No. Since E-Commerce transactions are not eligible for Accelerated Funding, you won't be charged. 

I usually close-cash twice a day. 2:00PM ET and 8:00PM ET. How will Accelerated Funding work for me?

Only 2PM close-cash batch will be paid out as Accelerated Funding. 8PM will be batched normally.

I usually close-cash twice a day. 11:00AM ET and 4:00PM ET. How will Accelerated Funding work for me?

Both these batches qualify for Accelerated Funding.

My batch is amount is only $20. Will I get paid out as Accelerated Funding?

No. You should have at least $50 to be eligible for funding.

What is the payout schedule for Accelerated Funding?