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CAKE | Restaurant Management System & POS

CAKE Payments Accelerated Funding


What is Accelerated Funding (AF)?

Accelerated Funding is an optional funding program operators can opt-in for that allows operators to receive funds as soon as the next business day.

Who is this for?

Any operator who is processing credit cards on the POS via CAKE Payments is eligible for Accelerated Funding.

How do I enroll?

Existing CAKE Payments operators:

1. Sign in to and click on Payments Settings.


2. Clicking on Payments Settings will take you to the CAKE Payments Settings page where you will see that Credit Card Processing has been enabled for your account.

You will see a check box to enable Accelerated Funding here.

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3. Select the check box for Accelerated Funding and click APPLY

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4. Click YES on the pop-up. 

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5. Once Accelerated Funding is enabled successfully you will see the check becoming permanent and the date Accelerated Funding was enabled appear below the check box.

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New operators: If you are new to CAKE Payments, you can enable Accelerated Funding when onboarding to CAKE Payments by checking the ENABLE ACCELERATED FUNDING ($25/MO.) checkbox at the end of the form. Click here for more details on CAKE Payments onboarding.




What is the cost?

Accelerated Funding will be $25 per month. There is no fee per batch.


What is the batch cutoff time to qualify for Accelerated Funding?

You must close cash before the Accelerated Funding Cut-off which is 6:30 PM Eastern Time.


I forgot to close-cash before the AF Cut-off. Can I still get my funds the next day?

No. If the cut-off is missed, you will not be eligible for Accelerated Funding for that day. You will get the funds according to the "normal" funding schedule.


I was only able to close-cash before AF cut-off 10 days for this month. Will I get charged for the whole month?



I am using Cake Payments for both POS and E-Commerce transactions. Do I get Accelerated Funding for both?



Is the Accelerated Funding option available if I am processing only E-Commerce on CAKE Payments?

No, you need to process POS transactions on CAKE Payments to enable the next day funding option.


I usually close-cash twice a day. 2:00PM ET and 8:00PM ET. How will Accelerated Funding work for me?

Only 2PM close-cash batch will be paid out as Accelerated Funding. 8PM will be batched normally.


I usually close-cash twice a day. 11:00AM ET and 4:00PM ET. How will Accelerated Funding work for me?

Both these batches qualify for Accelerated Funding.


My batch is amount is only $20. Will I get paid out as Accelerated Funding?

No. You should have at least $50 to be eligible for funding.


What is the payout schedule for Regular Funding?

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What is the payout schedule for Accelerated Funding?

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How do I cancel Accelerated Funding?

Talk to our customer support team who will have Accelerated Funding canceled for you.