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CAKE | Restaurant Management System & POS

What is CAKE Payments?


One Stop Processing Needs for In-Store & Online Ordering

Pay only for what you use!

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  • All Card Brands at the Same Rate
  • No Hidden Fees
  • No Monthly Fees 
  • No Refund Fees
  • No Inactivity Fees

Other Pricing

  • $20 fee for each chargeback received
  • Free ACH payment deposit ($3 for each failed ACH payment)
  • $5 per 1099k issuance and $100 per 1099k rejection
  • $25/mo. for Accelerated Funding

Cake Payments is different from other credit card processing services:

  • No complicated paperwork. Fill out your details online and start accepting payments.
  • No monthly or other fixed payment fees. Only pay when you process payments.
  • Transparent pricing. No more deciphering complicated interchange reports. Each card swipe is 2.5% no matter the card brand (yes, even American Express). Keyed payments are just 3.5% + .15 cents.
  • Accept Online Orders too. When you sign up for POS credit card processing, you can start accepting credit cards for online orders too. Just a flat 5% per order. Why pay more to accept online orders? 
  • Free ACH Deposits. We never charge to deposit funds to your account - ever.
  • Smart Chargeback Assistance. Fighting chargebacks isn't fun, and dealing with snail mail is even worse. CAKE makes managing chargebacks easier than ever. 
  • Accelerated funding schedule to suite your business. Receive funds in 2 business days or upgrade to our accelerated funding schedule and receive your funds as soon as the next business day. 

Click here to check out the CAKE Payments funding schedules.


Ready to get started with Cake Payments? Click here to find out how to get started with CAKE Payments.


Need help? Call 855-696-CAKE or send an email to

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