Table of Contents:

• Standard Funding
• Accelerated Funding
• Important Funding Information and Guidelines
• Holiday Deposits 

At CAKE, we understand the importance of timely funding for your business. That's why we offer two funding schedules—Standard Funding and Accelerated Funding. Let's dive into the details:

Standard Funding:

By default, you will be on our Standard Funding schedule, providing deposits every 2 business days.

Please note the cut-off times for CC batches and corresponding release days:

Accelerated Funding:

Experience next-day deposits with Accelerated Funding. Upgrade to Accelerated Funding at any time, visit our CAKE Payments Accelerated Funding article to learn more.

Please note the cut-off times for CC batches and corresponding release days:

Important Funding Information and Guidelines: 

• To retrieve your funds per the funding schedule, close cash must be completed by the cut-off time listed. If close cash is not completed by the cut-off time, deposits will be delayed by one business day. 
• Funding schedules show the time funds are released to the bank. Deposit time can vary and are contingent on your bank's schedule. 
• Outages, fraud monitoring, and other factors may delay funding and deposits.
• The customer is responsible for maintaining sufficient funds in the bank account to honor any payment obligations.
• CAKE is not liable for chargeback penalties or insufficient funds in the account. 
• For payouts of $100,000 or more, funds will be processed the following day due to NACHA regulations.
• Accelerated Funding isn't available for accounts processing only E-commerce transactions on CAKE Payments.

Holiday Deposits:

Bank holidays will delay deposits by one business day. Here is a list of known bank holidays that will delay deposits:

• New Year's Day
• Martin Luther King, Jr. Day
• Presidents' Day
• Memorial Day
• Juneteenth National Independence Day
• Independence Day
• Labor Day
• Columbus Day
• Veteran's Day
• Thanksgiving Day
• Christmas Day